Heidi Clemons is an Accredited Financial Counselor (AFC®) and a Military Qualified Financial Planner (MQFP®) and received her Master’s in Human Services. She has a financial coaching private practice, where she helps clients understand their money habits and behaviors that limit them from reaching their financial goals. By guiding them to explore their money story, her clients often discover how financial experiences play a significant role in the way they view and handle their personal finances.
Heidi has written financial education material and mentors other financial counselors. She received the 2025 Military Spouse Fellowship Mentor of the Year from the FINRA Investor Education Foundation.
As a military spouse of over 27 years, Heidi and her husband have moved 20 times and enjoyed living abroad. Her husband retired in October and they will call Texas home. When not talking about money, she enjoys traveling and spending time with her family.