Heather Walrath is an accredited financial educator who has enjoyed working with military members and families for the last 16 years while empowering them with financial education. She is a 2009 FINRA Military Spouse Fellow and also holds the Military Qualified Financial Planner designation. She is also an accredited Veterans Representative. She has worked as a Personal Financial Counselor (PFC) with all branches of the military, including the Guard and Reserve components, as part of both the non-profit education sector and the Department of Defense PFC network. She is a subject matter expert on military survivor benefits and has been a featured contributor to magazines such as Military Spouse, Military Family, Guard and Reserve Magazine, and a featured speaker with MOAA, Blue Star Families, MilMoney, the Arc of Northern Virginia, AFCPE, and Student Veterans of America.