Rob opened his first IRA at age 15 using earnings from mowing lawns, and have been fascinated by personal finance ever since. He is one of the few CERTIFIED FINANCIAL PLANNERS™ who does not manage any investments. Instead, he focuses on financial education and helps empower others to take charge of their financial lives. Rob teaches 1,800 students per year at UC Berkeley, runs his own financial education business teaching employees at Notion, Asana, Spotify, and Twilio, and is a Reserve Officer in the US Coast Guard. He lives in the San Francisco Bay Area with his wife and three daughters and is also a military spouse.